Looking for the best mortgage rates in Ontario? At Brevity Mortgages, we compare rates from multiple lenders to help you secure the best deal for your specific situation. Whether you’re buying, refinancing, or renewing, we find mortgage options tailored to your financial goals.
We shop the market for you amongst a wide variety of banks, credit unions, and alternative lenders to find the most suitable rate based on your credit, income, and overall profile.
Today's Brevity Mortgages Exclusive Rates
Showing the best rates in Ontario**
Variable vs. Fixed: Which Is Best for You?
Choosing between a variable and fixed mortgage rate depends on your financial goals, risk tolerance, and how you prefer to manage your monthly payments.
A fixed-rate mortgage offers stability, with consistent payments and a set interest rate for the term of your mortgage. This option is ideal if you prefer predictable payments and protection from potential rate increases.
A variable-rate mortgage can fluctuate with market interest rates. While your payments may change over time, variable rates can sometimes start lower than fixed rates and may offer savings if rates remain stable or decrease.
There is no one-size-fits-all answer—the best choice depends on your budget, comfort level with risk, and overall financial plan.
Need help deciding?
Contact Brevity Mortgages today and we’ll help you compare both options to find the right fit for your situation.
Call (905) 814-4455 or email info@brevitycapital.com
| Term | Brevity Mortgages |
|---|---|
| 5yr | 4.30% |
Showing the best rates in Ontario**
Variable vs. Fixed: Which is best for you?
This rate will stay the same over the course of your term regardless of market fluctuations. Fixed Rate Mortgages can be open or closed.
You may want a closed fixed rate if…
If you believe that interest rates will rise - you will be protected against an increase.
If you have a low threshold of tolerance for market fluctuation.
If you prefer to have the same payment over the course of your term.
If you don't intend to make any or very few prepayments of your mortgage principal.
If you don't plan to sell your home in the near future.
| Term | Brevity Mortgages |
|---|---|
| 3yr (closed) | 4.24% |
| 5yr (closed) | 4.19% |
You may want an open fixed rate if…
If you plan to sell your home in the near future.
If you intend to make prepayment of more than 20% of your mortgage principal.
If you prefer to have the same payment over the course of your term.
**These are only a few of our great rates, and our experienced staff would be happy to work with you to personalize a rate and amortization schedule to suit your specific needs. Apply now or book an appointment to have one of our mortgage specialists talk to you at a convenient time.
